SERVICES

NEW PURCHASE

Ready to Become a Homeowner?

With interest rates still at historically low levels, now is the perfect time to consider purchasing your first home. I am here to help you navigate this crucial step. Contact me today for more information and a free pre-approval. It is essential to know your budget, know how much you can afford to buy with confidence, and stay focused throughout the process. No matter your situation, I have personalized solutions to help you make your real estate dreams a reality.

I take a unique approach to guide you in a simple and transparent way towards the purchase of your first home. Together, we will review all aspects of real estate purchasing, while ensuring you the best interest rates available.

REFINANCING

There are many reasons why refinancing your home could be a beneficial option. Why not leverage the equity you have built up in your home to consolidate your debts and pay off some of your other obligations? With today’s mortgage interest rates, now is the perfect time to optimize your finances by consolidating everything into one simplified monthly payment. Not only would this free up more cash, it could also allow you to invest or make some renovations.

Simply contact me today so that I can review your file and explain the different refinancing options available.

RENEWAL

Often, people take the time to choose their first mortgage carefully, but that’s not always the case when it comes to renewal. In today’s world, we tend to neglect this crucial moment, which can lead to significant financial losses. In fact, nearly 60% of borrowers sign and return their lender’s renewal offer without even looking for a better rate.

Before you receive your lender’s offer, I can shop around for you. By working with multiple lending institutions including major banks, credit unions and trust companies, I am able to negotiate on your behalf and save you a lot of money. Ideally, contact me four to six months before the end of your mortgage term to allow ample time to find the solution, product and rate that best suits your needs.

RENTAL PROPERTY

Real estate has been one of the most attractive and secure investment sectors in Canada for over a decade, and I fully understand your desire to invest in rental properties and multi-residential buildings. Whether for a condo or multiple units, I am here to meet all your financing needs. Contact me today to explore the best options and rates available. I am ready to support you in your projects and find solutions adapted to your investment objectives.

SELF-EMPLOYED

Being self-employed has not always made it easy to get a mortgage from the big banks. Often, the mortgage representative lacks the time or expertise to handle these files with the attention they deserve. For my part, I have access to a vast network of type A lenders as well as alternative lenders who offer programs adapted to self-employed workers and those with variable incomes. My goal is to simplify the process of obtaining a mortgage while guaranteeing you the best rate available for your situation. You can thus benefit from the financial flexibility offered by self-employed status, while being eligible for an optimal loan.

Whether you run a large corporation or a small family business, these lenders understand the importance of tax deductions and variable income. Let me guide you to find the right solutions, no matter your situation.

NEW ARRIVAL

Being a new immigrant or non-resident with no financial history in Canada does not mean you have to wait to become a homeowner. I offer several solutions tailored to various situations, regardless of your status.

Contact me today, and with my access to a vast network of lenders, I will help you find the product that is best for you.

BUYOUT OF SHARES

Share buyout allows an owner to regain full possession of a shared property by purchasing the shares of a co-owner. Whether to simplify an inheritance, after a separation, or to unify the shares of a property, share buyout is an effective solution to optimize and secure your assets.

Thanks to my expertise in real estate financing, I support you in all stages of the share buyback process, by finding the best financing options adapted to your situation.

REVERSE MORTGAGE

A reverse mortgage is a financing solution designed for homeowners aged 55 and over, allowing them to access a portion of the equity in their home without having to sell it. This type of loan offers a flexible source of cash, ideal for financing projects, supplementing retirement income or dealing with unforeseen events.

With a reverse mortgage, you can stay in your home while using its equity to improve your quality of life. I work with you to determine if this option is right for your financial goals and help you navigate every step of the way.

NEW CONSTRUCTION

A mortgage for the purchase of a new property allows you to finance the acquisition of a house or condo that has been recently built by a real estate developer. This type of loan is suitable for new construction, offering flexible financing terms for properties that meet the latest construction and energy efficiency standards. As a broker, I help you navigate the financing options available for the purchase of your new property, in order to obtain the best terms adapted to your situation.